Here are four credit cards that might come in handy for Valentine’s Day spenders, either financing purchases or getting some money back.
>> Slate Card from Chase: This card offers 0% on balance transfers for 15 months and doesn’t charge either a balance transfer fee or an annual fee. You can therefore transfer any debt that you incur in the coming days to this card in order to avoid interest in the holiday’s aftermath.
>> Chase Sapphire Preferred Card: Charging $3,000 to this card in the first three months will get you a 40,000-point initial rewards bonus, redeemable for $500 in travel accommodations or a $400 statement credit. That means you can use it to either effectively subsidize what you spend now or better afford a promised present down the line.
>> Hilton HHonors Surpass: This card provides the perfect recipe for a Valentine’s Day getaway that you “give” now and actually go on later. It offers a 60,000-point initial bonus (40k after first purchase; additional 20k after spending $3,000), which is redeemable for 1-8 free hotel nights, depending on the type of hotel you wish to stay at.
>> British Airways Card: This card offers a 50,000 – 100,000-mile initial bonus, depending on how much you spend during the first year. You get 50k in return for spending $1,000 during the first three months, an additional 25k for spending $10,000 in the first 12 months, and 25k on top of that if you reach the $20,000 spending threshold during the first year. Altogether, those miles are worth one free round-trip transatlantic flight or 2-4 cross-country domestic flights (given the company’s partnership with American Airlines) – either of which would be great to look forward to.