What You Might Not Know About Auto Insurance: Discounts Are Available

by Categorized: Insurance Date:

A recent Bottom Line column on auto insurance for teen drivers outlined a few ways to get discounts. Adults should look for discounts, too.
From Insurancequotes.com:

Almost two in five drivers are either not receiving any car insurance discounts (30 percent) or do not know if they are receiving any discounts (9 percent), according to a new InsuranceQuotes.com report.
>> Just 33 percent of those with car insurance know they can receive a discount for receiving their bills by email.
>> Less than half (48 percent) know their credit score can affect how much they pay for car insurance.
>> Only 57 percent know discounts are available for married drivers.
>> Young drivers (18-29 years old) are the least likely to report receiving discounts: only 34 percent say they’re getting at least one.
Some options:
>> Bundling car insurance with another type of insurance such as homeowner’s or renter’s insurance
>> Passing a defensive driving course
>> Driving a car with certain safety features (such as passive restraint systems, anti-lock brakes and daytime running lamps)
>> Belonging to a certain group (i.e., the military, a union, a fraternity/sorority, etc.)
>> College or high school students who maintain at least a B average
>> College students who attend a school more than 100 miles from home and do not bring a car

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