A recent Bottom Line column on auto insurance for teen drivers outlined a few ways to get discounts. Adults should look for discounts, too.
Almost two in five drivers are either not receiving any car insurance discounts (30 percent) or do not know if they are receiving any discounts (9 percent), according to a new InsuranceQuotes.com report.
>> Just 33 percent of those with car insurance know they can receive a discount for receiving their bills by email.
>> Less than half (48 percent) know their credit score can affect how much they pay for car insurance.
>> Only 57 percent know discounts are available for married drivers.
>> Young drivers (18-29 years old) are the least likely to report receiving discounts: only 34 percent say they’re getting at least one.
>> Bundling car insurance with another type of insurance such as homeowner’s or renter’s insurance
>> Passing a defensive driving course
>> Driving a car with certain safety features (such as passive restraint systems, anti-lock brakes and daytime running lamps)
>> Belonging to a certain group (i.e., the military, a union, a fraternity/sorority, etc.)
>> College or high school students who maintain at least a B average
>> College students who attend a school more than 100 miles from home and do not bring a car