Nine Insurers Intend To Offer Medical Or Dental Coverage On State Health Exchange

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Nine health insurers intend to offer either medical insurance or dental coverage on a state health exchange that will operate as an online marketplace for insurance next fall.

The Connecticut Health Insurance Exchange had a deadline Friday for insurers to write a letter saying they intend to offer health or dental coverage when the open enrollment starts in October.

Aetna, Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, HealthyCT and UnitedHealthcare wrote non-binding letters of intent to say they plan to offer medical coverage for sale on the state health exchange.

Four other insurers — Delta Dental, Guardian Life Insurance Company, MetLife and Renaissance Dental — wrote to say they intend to sell dental insurance on the exchange.

“We are very pleased with the response from these leading insurance carriers,” said Kevin Counihan, CEO of the Exchange. “We look forward to working with them to bring a transparent, consumer centric insurance marketplace to Connecticut.”

All plans have to be approved by the Connecticut Insurance Department, which regulates insurance in the state. Additionally, the Exchange will require insurers to submit details about how the plans are designed.

Insurers will sell plans with varying levels of coverage, indicated by “metal” tiers: bronze, silver, gold and platinum. Platinum is the most robust coverage, which will almost certainly come at a higher premium than plans of lesser coverage.

The Exchange will announce between July and September which carriers meet the requirements to sell health plans on the Exchange.

Each state must have a health exchange as part of the federal Affordable Care Act approved by Congress in 2010. In Connecticut, the health plans will be available for sale when open enrollment begins Oct. 1 for coverage in 2014.

About Matthew Sturdevant

Full-time staff journalist at The Hartford Courant and magazine freelancer with a master's degree in writing from Dartmouth. My work has appeared in The Los Angeles Times, The Chicago Tribune, Taiwan News, The Baltimore Sun and many other news sources. My blog has been referenced by Politico.com, the Kaiser Family Foundation, the Georgetown Law Library and a number of organizations in healthcare and business. Sturdevant’s blog is "a well-written wealth of ideas," said The Donald W. Reynolds National Center for Business Journalism, (businessjournalism.org, May 18, 2011). I have experience writing for newspapers, magazines, Web sites and blogs as well as shooting and editing video. I made regular appearances on news-talk radio and on the NBC affiliate station in Corpus Christi, Texas. I made occasional appearances on the Fox affiliate in Connecticut promoting Hartford Courant articles.

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