Pet insurers see a spike around holidays — any time chocolate and other toxic treats are around.

Chocolate and other types of candy are toxic to dogs. Every Christmas — and other holidays when candy abounds — pet owners dash to veterinary emergency-care rooms after their dogs scrounge around and gobble chocolate, baked goods with raisins or other things that are toxic to them. In high doses and left untreated, candy can cause serious damage to a dog’s kidney, pancreas or liver.

Insurance companies that sell pet insurance see a rise in claims during Christmas, as well as Halloween and Easter. Philadelphia-based Petplan Pet Insurance, for example, analyzed claims and found that those related to dogs eating chocolate, raisins or candy are 284 percent more likely between Dec. 21 and Dec. 31 than the average of other days in the year.

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