CT Obamacare: Low On Young Adults, Better Than Feds

by Categorized: Government, Health Care, Insurance Date:

NOTE:  Click here for an updated version of this post, including details of Connecticut Insurance Commissioner Thomas Leonardi’s Oval Office meeting with Obama Wednesday on the subject of insurers dropping plans.

It looks like Access Health CT and the three insurers in the individual Obamacare exchange will have to step up their marketing to young adults.

Or, they can just hope that many more people age 18 to 34 are procrastinators waiting to sign up for health coverage on the exchange.

Through Nov. 14, there were 7,092 people enrolled in a private health plan, according to new figures from Access Health CT.   Of those, 1,322, or 18.6 percent, were between 18 and 34, a proportion that won’t cut it for insurers for most plans.

Click here to see the breakdown by age, insurer and type of coverage. Chart provided by Access Health CT. “QHP” is a qualified private health plan.

That group is key because they’re typically healthier, and requiring that they buy coverage is a way for insurers to keep the overall cost down. It’s too early to fret about the mix, and we know whether the group that did sign up is in fact healthier than the population as a whole. It’s possible that sicker young adults signed up first.

The largest age group signing up by far is 55-64, with 2,767 enrolled, or 39 percent of the total in the first six weeks of the Obamacare exchage operations.

Among health plans, Anthem Blue Cross and Blue Shield, with 62 percent, had the highest share. ConnectiCare had 35 percent and HealthyCT, a new plan formed by a group of doctors, had 2.4 percent, a total of 168 people.

Nationally, Connecticut was in the top three best performing states as of Nov. 1, when figures by state were released. The numbers are not comparable to Access Health CT’s figures because the federal report tallied it differently.

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